Thanks for your responses. I think I just have one more thing that I'd like to customize to finish my site.

I would like to remove the gold banner that says "Top Notch Features". I realize that I can change the text in Admin>Appearance>Settings>Misc. But I would like to remove the banner entirely.

I've looked at the theme-settings.php file and I see this:

$form['misc_container']['gold_banner'] = array(
'#type' => 'textfield',
'#title' => t('Gold Banner Text (Appears below slideshow)'),
'#description' => t('Enter the text to be displayed'),
'#default_value' => theme_get_setting('gold_banner'),
'#size' => 20,
'#maxlength' => 20,
);

Is it as simple as just deleting this? Or is the removal more than that?

I see the gold banner mentioned again in page.tpl.php, but it looks as if it's just referencing breadcrumbs.
Could you please take a minute and tell me if I'm on the right track.

Thanks for the help!